I Will Teach You to Be Rich by Ramit Sethi

Even if though seems like he's trying to sell you the book while you're reading it, and sometimes you feel like “man, don't worry I've bought it and I'll read it, don't create unnecessary suspense! Even though if you're not a U.S. citizen some stuff may sound strange (but hey, you can take the principle and adapt it to your reality and even though you may not agree with his philosophy about credit cards, it's a really brilliant pack of advice, I really like the simplicity, the long term view and the automaticity of the system proposed. I wish everyone could read something like this in his life before his career, highly suggested lecture!

A fantastic book, written with honesty, humour, and no BS advice. Only knock against it is that about 25-30% is US-only focussed. However, the principles explained in the book are valuable no matter what country you happen to live in. A fantastic resource for anyone wanting to get serious about personal finance without any pain.

I appreciate that, despite the hacky title, this book is quite literally the opposite of a “get rich quick” scheme. Gives very specific practical advice about all the aspects of personal finance: picking good checking and savings accounts, good credit cards and the importance of paying them off every month, taking full advantage of your company's 401(k), setting up a personal Roth IRA and contributing a hundred or 2 to it every month so later in life its compounded interest will be huge, and how (and why) to diversify your investments and minimize fees, taxes and penalties on them. Definitely recommend to all 20-somethings.