3.5 rounded up. I loved all the disability representation, but it felt like it was more to check a box than to drive the story forward. They set the stage so nicely, but then didn't use any of it in the story. 
I would have loved to see how the FMCs chronic pain affected her life. Or how she mentioned early on how her nerves can get confused and interpret pain, requiring a reset during a steamy scene. I loved the representation of wheel chair users falling in love and being confident in their sexuality, but it felt kinda flat.
Also, I was not a fan of all the boundaries that were set and then immediately broken because they “couldn't help themselves”. Breaking boundaries gives me the ick.