Maybe I need to stop trying to read this book right before bed. I simply could not make my way through it without incurring enough library fines to pay for my very own copy! It is a very dry read. I did get the point in the first part of the book, though - bankers are going to continue to act the way they do (i.e. extreme leveraging, short-term gain over long-term stability) because the laws and regulations allow them to do so, and because they profit immensely. So, nothing will change. Maybe that's why I'm giving up on this book - it's too damned depressing right now...
